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Electronic Check Acceptance or E-Checks

What is an electronic check?

An electronic check, also referred to as Electronic Check Acceptance (ECA), is a payment transaction that originated as a paper check but was converted to an ACH transaction at the point of purchase.

What is an E-Check?

An E-Check is the equivalancy of paper check in an electronic format.

What is the process of Electronic Check Acceptance?

The electronic check acceptance process starts with a paper check. The merchant can then scan the paper checks into electronic formats for presentation to the bank.