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Credit Card Processing and Merchant Services

BankCard Central is your full-service merchant service provider.

Since 1992, thousands of businesses have chosen us for credit card processing solutions, ecommerce services and business capital. We have built our company on long-term customer relationships and countless referrals. When you choose BankCard Central, you’re assured the very best service and the most competitive pricing available. We Guarantee It.

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Secure Internet Payment Gateway

Now you can accept payments online with absolute security. The VerePay Internet Payment Gateway allows online merchants to accept credit, debit and alternative payment transactions with the highest data security standards. VerePay is independently compliant with the Payment Card Industry Data Security Standards to protect sensitive cardholder data and merchant information.

The VerePay payment gateway has always exceeded merchant expectations with a major focus on reducing chargebacks and fraudulent transactions.  It accepts all IP enabled transactions from any source including Internet, MOTO, retail and cellular initiated payments. With VerePay, you can run your business more effectively and take the worry out of doing business online.

VerePay can be integrated into your website, accounting system, CRM system or IVR system for single transactions or recurring payments and billing services. We make the entire integration process easy and hassle-free.

Additional Features of the VerePay Payment Gateway

In addition to providing a robust PCI Compliant gateway for processing credit card and ACH transactions online, VerePay provides enhanced reporting, a virtual terminal and fraud monitoring capabilities.

Reporting

The VerePay Payment Gateway allows you to pull multiple customized reports at any time. This gives you the power to run your business effectively and efficiently. All of the card data is truncated to eliminate the possibility of data compromises.

Report Options:

  • Activity Reports
  • Transaction Reports
  • Summary Reports
  • Detail Reports
  • Decline Reports
  • Date Range Reports
  • Card Type Reports
  • Card Number Reports
  • Order Number Reports
  • Transactions Status Reports
  • Perform Customized Searches by:
    • Card Number
    • Transaction ID
    • Date Ranges
    • Reference Number
    • Order Number
    • Card Type
    • Transaction Status

Virtual Terminal

The VerePay Payment Gateway Virtual Terminal is the perfect solution for Mail Order or Telephone Order merchants. If you are manually entering multiple transactions at a time it allows you to key them all in to process. You are able to log order numbers and address information for all of your transactions and provide you with additional options that are not available with a traditional terminal.

Fraud Monitoring

When using VerePay the merchant is in control. You are able to look at each individual transaction and decide whether or not you would like to accept this payment. You can also set up parameters that you would transactions to process within to help prevent fraud.

Fraud Controls

  • Address Verification Services (AVS)
    Verify that the billing address zip matches the zip code provided by the cardholder

  • Card Verification Value (CVV)
    Verify that the purchaser has the credit card in hand by matching the CVV value that unique to each card.

  • Block Certain Credit Cards
    If you know that particular credit card number is linked to fraud or has disputed transactions in the past, you are able to block this credit card from being used on your website.

  • IP Addresses
    You are able to see the IP Address for each transaction. You can prevent transactions from going through IP Addresses associated with fraud.

  • Payer Authentication*
    With Verified by VISA® andMasterCard®SecureCode you are able to authenticate that the cardholder is who they say they are and create buyer confidence. You are also provided with some chargeback protection.

Our gateway is PCI Compliant and our system will never show complete credit card numbers so you are protected from any data breaches by employees. VerePay servers reside in a PCI Compliant Data Center that has double redundancy.

Security

VerePay resides in a state of the art processing facility that is CISP and SAS70 certified. Load balancing and redundancy are utilized to provide for maximum availability. Unique architecture of the application makes it impossible to access our database server from the web. For added peace of mind we encrypt all sensitive data, including Card Numbers, terminal numbers and all credentials using a very complex implementation of 3DES encryption that utilizes multiple keys and vectors.

In addition, we will never show a complete card number on any of our systems. VerePay will continually be adding new features to VerePay, and welcome comments and suggestions from all our users. Rest assured, if you do experience any problems, we have staff available 24 hours a day.

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