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Credit Card Processing and Merchant Services

BankCard Central is your full-service merchant service provider.

Since 1992, thousands of businesses have chosen us for credit card processing solutions, ecommerce services and business capital. We have built our company on long-term customer relationships and countless referrals. When you choose BankCard Central, you’re assured the very best service and the most competitive pricing available. We Guarantee It.

 
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Business Financing - Merchant Cash Advance

  • Need Business Financing and Do not Qualify for A Loan?
  • Your Business May Qualify For A Business Cash Advance!
  • If Your Business Accepts Visa & Mastercard?

What does your business need to grow?

Do you need a business cash advance for:

  • Equipment, inventory, fixtures or machinery?
  • Working capital for marketing and advertising?
  • Physical expansion?
  • Retire tax liens?
  • Inventory or invoice payments?

Many businesses fail due to the lack of available cash flow. This type of funding, called a merchant cash advance or business cash advance, allows you to sell future credit card sales at a discount and grow your business.

Get your cash advance in as little as 3 to 5 days!

*After the download is installed & BCC confirms processing is flowing correctly, the cash advance is ACH'd to your bank account!

Here's How it Works

Our funding to merchants is achieved by a discounted purchase of your future credit card transactions for not more than six (6) months.

Your Cash Advance Amount is based on the average monthly MasterCard and Visa sales and your need for capital, measured by your businesses ability to pay back the advance in no more than 6 months at an average 20% holdback percentage.

For example, $13,000 of a merchant's future credit card transactions are purchased for a sum of $10,000, which is paid to the merchant up front for their working capital needs. Bankcard Central will then withhold a sufficient percentage of your MasterCard/Visa processing to collect and remit the $13,000 over a period of no more than 6 months. These funds are withheld prior to your receiving settlement, helping to ensure timely collection of the receivables.

Send Us Your Processing Statements for a FREE review and preliminary cash advance funding calculation. Our consultants will help you to determine if a Cash Advance is right for your business. There is no obligation.

Let's Get Started

You will need to complete our Merchant Cash Advance Application and furnish us the following required documentation for your complete Cash Advance application:

  • Bankcard Central merchant processing application
  • Merchant Cash Advance application
  • Prior four (4) months' merchant processing statements
  • Previous two year-end business financial statements or tax returns
  • Copy of corporate or partnership documents (if applicable)
  • Copy of your lease on your business premises
  • Current personal financial statement(s) and tax return(s) on guarantors
  • Copy of voided check from your bank account
  • Photos of your business (include signage and interior) or copy of business license

Pre-qualify now with our easy Online Application

  • Download the Merchant Cash Advance Application
  • Complete the Business Cash Advance forms and return them via fax or mail.
  • Please do not proceed if you are not an authorized agent of your company.


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* Applicable and monthly service charges still apply. No application Fees.
 
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