Small Business Finance Resources and Terminology
Accounts Receivable Factoring -
Sometimes, you don’t want to borrow money from a bank and make payments, particularly when you are focusing on your current cash flow into your business as it is.
Alternative Business Financing -
It is the American dream to own a business. Many brand new entrepreneurs find themselves thinking up wonderful ideas and big plans for the future as a business owner.
Benefits of Cash Advances -
The most important part of having a small business is having a healthy cash flow. Cash flows can be maintained through small business loans and also by financing.
Bill of Exchange -
There are many different ways for businesses to obtain money aside from the basic business loan. One of these is called a bill of exchange.
Business Debt Consolidation -
Many businesses find themselves getting into debts that they simply cannot handle. Not only does this happen to the average consumer, but companies often suffer from business debt as well.
Cash Advance Amounts -
Cash Advance Amount is based on the average monthly MasterCard and VISA sales and the merchant's need for capital, limited by the merchant's ability to pay back the advance in no more than 6 months and no more than a 20% holdback percentage.
Clean Import Loans -
For businesses that import goods, it can be a very costly endeavor. Typically, there are two types of loans that can be used to assist businesses with the high cost of importing.
Deferred Payment Credit -
When getting a business loan of any kind, it’s always a good idea to look into some deferred payment credit options.
Equipment Finance Loans -
Large industries often need several pieces of very expensive equipment in order to run their business effectively and efficiently. This equipment is often used in the manufacturing, restaurant, mechanical, construction, and transportation sectors.
Free On Board (FOB) -
The term FOB, or free on board, is a term commonly used in business involving imports and exports.
Initial Public Offering (IPO) -
The term IPO (Initial Public Offering), or initial public offering, refers to the very first time a company sells their shares or stocks to the public.
Letters of Credit -
The term letters of credit usually refers to both exporters and importers.
Letters of Guarantee -
Letters of guarantee come in several different forms. All in all their main purpose is to ensure that the buyer and seller’s best interests and assets will be protected.
Liquidity Ratio -
The term liquidity ratio (it is also commonly referred to as current ratio) focuses on the comparison of a company’s current assets and its current liabilities.
Loan Against Imports -
Everyone in business knows that it takes money in order to make money, and that running and owning a business can be costly.
Process of a Cash Advance -
For every $1 borrowed the merchant repays $1.30 to $1.39 over a 4 to 6 month period. A small percentage of the merchant’s MasterCard and Visa transactions are deducted from the merchant account to offset the charges of the Cash Advance.
Small Business Loans -
Every new business needs a little bit of financial help along the way. It’s almost literally impossible for new businesses to get off of the ground without some sort of loan put in place to help them with expenses.
Tax Refund Anticipation Loans -
There are many instances where money is needed for various expenses before tax refund time comes, especially for business owners.
UnderCapitalization and Small Businesses -
Undercapitalization is any circumstance where a business owner can not acquire the funds they need.
Working Capital Finance for Small Businesses -
It takes a lot of time and money to run a business, especially when it is in its beginning stages.
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