Online Bill Payments

Reduce Credit Card Processing Fees By 40% or More

Avoid high credit card processing costs by accepting debit cards for online bill payments, e-commerce and recurring billing payments. Online or Pin-less Debit, is so named, because your customers can use their debit (ATM) cards for online or recurring payments without a personal identification number (PIN) . You can gain a competitive advantage by using the savings to reduce the price charged to your customers or take the savings directly to your bottom line.

Why Online Debit?

• 40-70% cheaper than traditional credit card processing
• Fee Cap- No transaction fee will exceed the specified amount
• Immediate funds verification- This replaces ACH or electronic checks which currently can't confirm funds availability.
• Avoid credit card declines
• Payment is immediately set aside for your benefit! No need to wait for an electronic check to be presented which can take up to 2 business days.
• No need to divulge checking account or credit card information . More secure than checks

Online Debit is limited to businesses that have a recurring sales or a history with known customers. Both on-demand and recurring payments are eligible in the following categories:

• Utilities – Electric, Water, Natural Gas, Waste Management
• Telecommunications - Telecom, Cable, Satellite/TV, Prepaid Wireless Service
• Education – Universities and Colleges, Tuition Based K-12
• Loans – Secured and unsecured loans
• Government Payments – Taxes, Fines, Fees and Assessments for City, County, State and Federal payments, Licenses
• Insurance – Auto, Home, Life, Health, ,
• Rental Properties – Residential, Self-Storage Units
• Home Services – Security Services, pest control, etc.
• Health Club Memberships
• Internet Service Providers

Call us today at 1-800-331-8882 for information about Online Debit, if you want to reduce your cost for accepting online payments.

BankCard Central, one of the few merchant service providers capable of processing Online Debit transactions, is supported by three major debit networks; Star, NYCE and Pulse.